What is Obamacare?

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What is Obamacare?

I get it, I've seen the news, but can somebody explain clearly what it is? How does this help us?

I don't completely understand what it is, either. I'm self-employed and have preexisting conditions. I absolutely CANNOT afford to purchase a policy. Am I going to get fined? I'm so confused.

That's my situation. They say you might qualify for tax credits, but they don't come until after you have paid the premiums for a year or more.I am not sure how that is supposed to help. My understanding is that basically they cannot charge you more for pre-existing conditions, which is good. So now they charge you by age. So if you are 20 you pay less and you pay more the older you get. So a healthy 60 year old will pay the same as a sick 60 year old. That makes no sense to me. There is no benefit to staying healthy. Premiums will be much higher than they have been, and you are taxed if you don't sign up. Fortunately the tax for the first year without coverage is only $95. But it goes up from there.

ObamaCare also known as Health Care reform is a national health care plan aimed at assisting about 44million Americans who cannot afford health care insurance. This is the unofficial name for the Patient Protection and Affordable care act that was passed into law on the 23rd of March in 2010. The aim of this plan is to assist the American people with access to affordable health care, improving the quality of health care, regulating the health insurance industry and reducing spending in health care.

Nhsososo4 said it all. I think obamacare means well. There are many who will benefit from this. To improve healthcare a lot of money is needed so I guess this would justify why things are such. It is something for the greater good even if it will add to our present burdens.

For the best answers to all your question go to healthcare.gov and you will be helped. Obamacare is the same as the Affordable Healthcare Act. There will be public exchanges set up where people can go to inquire and apply for healthcare insurance like a store where you will be able to compare and select the policy that fits you and your family For a single person, I understand there are policies which cost between 34 and 50 dollars a month. You have until April 1st of 2014 to sign up. Again healthcare.gov is the website for questions and answers. The government will not provide insurance, but will supply the information to facilitate the information to obtain insurance. In addition if you qualify the government will subsidize funds to help you buy insurance. It is a great program. Glitches must be worked out.

Obamacare is a type of socialized medicine. That means, everyone who works and pays federal income tax will be paying to provide healthcare, as defined by government, to all citizens. In addition, anyone who works will have a co-payment, as decided by government, and all people will have to pay out of pocket for medical care that is not covered by the government defined plans. Obamacare requires that all people purchase insurance even if they are young and healthy. This is a way of redistributing wealth from the young people to the sick (those with pre-existing conditions) or older people. Contrary to it's name, it's not meant to make healthcare affordable, but rather to provide basic tax-payer funded healthcare (as defined by government) to all people who are not rich or in Congress.

Good answer... my answer to what it is is currently "it's a nightmare." I can't believe the number of people who actually fell for the "affordable" thing... almost everyone is paying more, and in many cases, a significant amount more.

Many newspapers are now carrying front page headlines about the "ticket shock" happening when people are finally starting to realize "hey, this isn't a good thing with the economy so lousy!" That's a major "DUH!" :-(

I think with the world economy the way it is now, most people are not happy to pay extra anything, let alone folow a concept like Obamacare where they have to pay for other people's medical fees. I'm no American but I can understand why Obamacare has met with both supporters and naysayers.

From what it looks like ObamaCare is simply put, a FAILURE.

It was some insurance thingy that was supposed to help people out but so far it has been nothing more than a headache for most people.

Being responsible about every thing is a must. When it comes to money, we should really be able to save for the future. Private and business vacationers are taking to the skies again, regardless of increasing fares. However, often by shopping around and using one-way tickets and smart scheduling, a traveler can keep the costs down. The airline travel industry says the higher costs are a consequence of taxation and over-regulation. The market is standing up to Congress and jointly crying foul. Source for this article: https://personalmoneynetwork.com/

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What is Obamacare? | ConsumerFu

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