Advice

Have you taken a good look at your grocery store receipt lately? Prices are going up. Food costs will continue to take a bigger bite out of your paycheck, unless you decide once and for all - you aren’t going to pay full price anymore.
Invest a little time on the front end and you are sure to save big at the cash register. All you need are a few cool apps, an open mind and a good strategy.

On average, Americans are under-funding their retirements and are anxious about it. The federal government has introduced several defined benefit plans to encourage people to save and invest towards retirement, beginning with the 401k in 1982, followed by the traditional investment retirement account (IRA) and finally the Roth IRA. So what are they? How do you use them? Most importantly which one(s) should you use?

Retirement Savings Tools: 401k, Traditional IRA, Roth IRA & More

401k

401ks were conceived in 1978 as a supplement to company pension funds and quickly replaced them entirely. If you were born after 1985, you may not even be familiar with the concept of a company pension wherein companies guaranteed their retired workers a steady payment for the rest of the retiree’s life.

In today’s economy, we all have to work a little harder to save. ConsumerFu is here to help, with 65 ways to make 2013’s dollar stretch.

Money is something that affects us all. Although it’s abstract; nothing more than a promise from one person to another, money is one of the biggest and oldest causes of stress the world over. Being smart with money is about having goals, and sticking to them as best you can. Remember, you won't get it right every day, we all make mistakes. You just want to be right more often than not.