ConsumerFu's blog

Thu
29
May

Choosing Insurance

Insurance is a vital part of financial planning because life is unpredictable at best. Insurance helps protect you against the vagaries of life that can cause you financial harm.
Many individuals have not considered this or are new to the idea of purchasing insurance. Almost everyone is familiar with insuring their car because the law requires it, but there are varieties of other types available. When you're purchasing Columbus insurance, it's necessary to begin with evaluating and identifying your risk exposure. Do this by examining valuable property you own or lease, consider activities you engage in that could injure yourself, consider activities you do that could cause injury to others, and determine how vital a steady income is to you if you should become injured or disabled. Think about the effect upon your dependents and their lives if you die unexpectedly.

Thu
03
Apr

7 Frugal Spring Shopping Tips

Spring is the time when everyone craves a fresh, new look. The arrival of warmer weather encourages us to try new styles and embrace the delights of spring. However, there is a huge temptation to go out and splurge on a totally new wardrobe. It’s easy to convince yourself that you really do need 50 new items of clothing because they are necessities for the spring season. Stop right there. Pause for a moment and remind yourself that there are other ways to revamp your wardrobe than spending all your savings on a shopping spree. You can be frugal when it comes to spring shopping. Here are 9 ideas to keep costs down on your spring shopping.

 

1. Evaluate Your Wardrobe

Wed
02
Apr

Savings tips for your visit to Monte Carlo

The bright lights of Monte Carlo in Monaco could be drawing you in, the lavish lifestyles, cruising on a P Diddy/Puff Daddy sized yacht, rubbing shoulders with Europe’s elite and winning of numbers who have only every dreamed about.

The allure of a place like Monte Carlo constantly draws flocks of people to its shores, and the Monte Carlo Resort and Casino is one such venue that has been a staple on any tourists planned outings.

Here are some savings tips you should take note of before you take your first or next trip to Monaco and the illustrious Monte Carlo Resort and Casino:

Wed
12
Mar

How Australian Money is Made

how australian money is made infographic Infographic   How Australian Money Is Made
Courtesy of: LendMe Finance
Mon
24
Feb

The rise of no win, no fee, and how it affects business owners

The Brits have always been the type to just get on with things, not make a fuss, and secretly grumble when things go wrong. This meant that, as a nation, the amount of lawsuits brought against companies by individuals was negligible in comparison to the US. Recently however, there has been a bit of a shift towards the American culture of suing and compensation, and more cases are being heard in court than ever before. So what does this mean for businesses? And why has it all come about?

Tue
18
Feb

CVS Ban On Cigarettes Sparks National Debate

CVS has recently announced their decision to stop selling cigarettes. The second largest pharmacy chain in the nation claims that by not selling tobacco products, it will cost them more than it costs the tobacco companies, but that it is a step in the right direction for them. They believe that in the long term it may decrease the amount of people smoking, and provide an opportunity to E-cigarette manufacturers.

According to CEO Larry Merlo, banning tobacco products is the correct decision, even though it may cost the company up to $2 billion in annual revenue.  He stated on CBS this morning that “There’s a growing focus and emphasis on health outcomes, managing chronic disease and, by the way, more than half of all Americans suffer from one or more chronic diseases, as well as focusing on controlling and reducing health care costs.”

Tue
18
Feb

7 Ways to Make Money for the Vacation of your Dreams

 

  1. Rent out a room in your house on Airbnb, or even rent the whole place and stay elsewhere. Using Airbnb, you can charge premium rates that make it worth your while. Indeed, a full time Airbnb in a desirable neighbourhood and easily cover a mortgage repayment.

  2. Use discount apps like VoucherCloud when eating out, as these can save real money.

Fri
07
Feb

Why Everybody Needs Personal Checks

Once upon a time, personal checks were commonplace.  Our grandmothers would send us $5 birthday checks, or we would regularly get stuck in a long grocery store line behind three people who insisted on writing checks as slowly as possible.  Today, however, we are more likely to see someone pay via credit card, PayPal card, or even with their phone.  A large majority of purchases are made online, without the need for a single piece of paper, or even a signature.  This leads us to wonder: are we now witnessing the last dying throes of the personal check era?

Tue
28
Jan

Choosing a Home for your Business

Choosing a home for your business 

If your business has outgrown your spare room or the nature of your work means you need to acquire bigger space, choosing business premises can be very exciting. When choosing a home you might let your heart rule your head and opt for 'a project', or be willing to compromise on some things. When it comes to your business, allow your head the freedom to speak.

Company image

There is a never a bad time to do a marketing analysis of the business and having an up-to-date idea before you go looking for property is no bad thing. Consider who is your customer and what is your target market. 

Tue
28
Jan

The Case Against Senior Life Insurance

Conventional financial advice usually advises those with dependents or family to protect to carry an HBF life insurance policy but this is not the case with some senior citizens. For these individuals, continuing to carry a life insurance policy well into their twilight years provides no extra benefit, and is effectively a way to pay an extra bill.

For example, for those seniors who do not wish to leave an inheritance to loved ones after their death, a life insurance policy is useless. A policy provides a cash benefit to a beneficiary that you choose at the time of your passing, and could create a sizable tax-free fund to improve the quality of a loved one’s life, but why should some spoiled brat get free money just because life is finite?

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